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"The issue Canadians (and others) face at its core is an understanding that all financial planning is about cash flow management – which includes debt management as a core requirement. As Stephanie correctly observes, in a consumer driven economy it is not about the math. It is about financial self discipline premised upon sound unbiased financial advice received from a trusted professional financial practitioner. Stephanie's passion includes sharing both her knowledge and understanding because she realizes that sharing is not a zero sum game."

Daniel H. Zwicker B.Sc. (Hons.) P. Eng. CFP CLU CH.F.C. CFSB Ontario Check out Dan's Blog at    http://www.dzwicker.blogspot.com  
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